Solutions Focused Lending

Mortgage Rate Specials

*The rates are subject to change without notice and are valid as of October 16 2026.

High Ratio

3 Year Fixed

4.39%

5 Year Fixed

4.64%

5 Year Variable

3.29%

Refinance

3 Year Fixed

4.49%

5 Year Fixed

4.69%

5 Year Variable

3.85%

High Ratio

Refinance

3 Year Fixed

4.39%

5 Year Fixed

4.64%

5 Year Variable

3.29%

3 Year Fixed

4.49%

5 Year Fixed

4.69%

5 Year Variable

3.85%

Meet Michel & Valhalla Mortgages 

Valhalla Mortgages offers personalized and unbiased lending solutions and advice to homebuyers and homeowners who are dealing with difficult or unique financial situations.

Valhalla Mortgages is not a bank, so we are able to offer a wider range of mortgage solutions at more affordable rates than traditional lending institutions.

Michel St. Pierre has been working in the banking sector for over 10 years and believes that every client deserves to be treated fairly and equitably when it comes to home ownership.

Mortgage Agent
michel@valhallamortgages.ca

michel@valhallamortgages.ca

1-226-920-5235

Schedule a Call

Use the contact form below to get in touch, or reach out directly to our main phone number or email address.

Let’s Connect

michel@valhallamortgages.com

1-226-920-5235

Schedule a Call