If you are self employed, you may already have experienced the frustration and obstacles of obtaining a mortgage. Lending institutions require that self employed individuals use their tax returns to qualify for a mortgage. At Valhalla Mortgages, we recognize that your tax returns do not reflect the amount of income you are making. We use lenders that look beyond your tax returns to establish your potential income to qualify you for a higher mortgage amount. These mortgage lenders do not require you to prove your income, as for them, a reasonable estimate of your annual income will be acceptable.