Refinancing your mortgage can help you by lowering the interest you are paying and lowering your monthly payment. There are serval life and economic events that will cause an individual to seek out a mortgage refinance: 

• Debt Consolidation to pay off high interest rate debts, high interest rate loans and car loans 

• Mortgages rates have dropped 

• Taking out tax free cash from your home in the form of an equity take out to fund purchase, project or investment 

• You have a “B” or “private” mortgage with a high interest rate and your credit score has improved so you now qualify for a superior mortgage product with a lower mortgage rate and a lower mortgage payment 

At Valhalla Mortgages, we specialize in debt consolidation through mortgage refinancing. You can unlock up to 80% of your homes value to pay off debts and lower your monthly payments. Over-extended credit card and consumer debt is the number one problem Canadians face today. With a free no-obligation consultation, we will review your situation and provide a solution and advice.